Fee Schedule

Align Visa® Prepaid Card Fee Schedule – Cardholder Fees and Transaction Limits

NOTICE: THIS AGREEMENT REQUIRES ALL DISPUTES BE RESOLVED BY WAY OF BINDING ARBITRATION UNLESS YOU OPT-OUT AS DETAILED IN THE ARBITRATION SECTION OF YOUR CARDHOLDER AGREEMENT.

Name of Fee Fee As Described on Statement/Transaction History When You Are Charged Amount Suggestions to Minimize or Avoid the Fee
Transaction Fees
Card to Card Transfer SVC CHG CRD XFR DR Each time you transfer funds from your Card to another Cardholder. $1.00
Foreign Transaction Fee SVC CHG INTRNTL TRAN Each time you obtain funds or make a purchase in a currency other than U.S. dollars (USD). 3% of total transaction in USD
ATM Fees
ATM Withdrawal Fee – Out of Network SVC CHG ATM WITHDRAW Each time you withdraw cash from an ATM within the United States and U.S. Territories unless it displays the MoneyPass logo. In addition to this fee, you may be charged an additional fee/surcharge by the ATM operator or the network unless the ATM displays the MoneyPass logo. $2.50 Withdraw cash at no charge by using an ATM displaying the MoneyPass logo. You may also request cash back, at no charge, at point-of-sale using your PIN.
ATM Withdrawal Fee – InternationalŦ SVC CHG ATM WITHDRAW Each time you withdraw cash from an ATM outside of the United States and U.S. Territories. In addition to this fee, you may be charged an additional fee/surcharge by the ATM operator or the network used to complete the transaction. $2.50
ATM Balance Inquiry SVC CHG BALANCE INQ This fee is charged each time you request your Card balance using an ATM within the United States and U.S. Territories unless it displays the MoneyPass logo, regardless of whether you also conduct a cash withdrawal. In addition to this fee, you may be charged an additional fee/surcharge by the ATM operator or the network unless the ATM displays the MoneyPass logo. $1.00 Track your Card balance via the mobile app1 and online at no charge or call customer service.
ATM Balance Inquiry –International SVC CHG BALANCE INQ This fee is charged each time you request your Card balance using an ATM outside of the United States and U.S. Territories regardless of whether you also conduct a cash withdrawal. In addition to this fee, you may be charged an additional fee/surcharge by the ATM operator or the network used to complete the transaction. $2.00 Track your Card balance via the mobile app1 and online at no charge or call customer service.
ATM Decline Fee SVC CHG NSF ATM Each time an ATM cash withdrawal request within the United States and U.S. Territories is declined for any reason. $1.00 Review your balance online, on your mobile app1, or call customer service prior to attempting an ATM withdrawal and ensure the withdrawal amount (plus any additional fees) does not exceed your Card balance.
ATM Decline Fee – InternationalŦ SVC CHG NSF ATM Each time an ATM cash withdrawal request outside the United States and U.S. Territories is declined for any reason. $1.00 Review your balance online, on your mobile app1, or call customer service prior to attempting an ATM withdrawal and ensure the withdrawal amount (plus any additional fees) does not exceed your Card balance.
To find a MoneyPass ATM, go to www.moneypass.com
Service Fee
Inactivity Fee SVC CHG INACTIVITY If you do not use your Card to initiate a purchase, cash withdrawal or load transaction for more than 12 months, the fee will be assessed monthly thereafter until you conduct one of these transactions or your balance is depleted to zero. $1.95 Continue to use your Card at least once every twelve (12) months or close your Card and we will refund your balance by check
Expedited Card Delivery SVC CHG EXPED CARD Expedited shipping of your replacement Card is available upon request at an additional cost. The Card Replacement Fee will also be charged. $25.00 Opt for the standard shipping available with Card Replacement.
Card Replacement SVC CHG REPLACE CARD Each time you request this service if the replacement Card is requested prior to Card expiration date. $5.95 Ensure you keep your Card in your possession at all times.
Paper Statement STATEMENT FEE Each time you request that we mail you a paper statement. $5.00 View and print your balance and transaction history at no charge by visiting our website.
Potential Third Party Fees
ATM Surcharge Fee Third party ATM operators may charge a fee each time you withdrawal funds or check your balance at a non-MoneyPass ATM. May Vary Withdraw cash at no charge by using an ATM displaying the MoneyPass logo. You may also request cash back, at no charge, at point-of-sale using your PIN.
Card Network International Currency Conversion Fee The Card Network for you Card (e.g. Visa®, MasterCard®, or Discover®) may assess a fee for currency conversion if you make a transaction in a currency other than the currency in which your Card Account was issued. This fee is a percentage of the amount of the transaction. May Vary

Ŧ Transactions made outside of the 50 United States and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currency.
1Standard message and data rates from your wireless service provider may apply.

To find a MoneyPass ATM, go to www.moneypass.com

Card Limits*

Maximum cumulative amount of all loads in any 24-hour period May not exceed $10,000
Maximum balance of Card Account at any time (“Maximum Balance”) May not exceed $10,000
*We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder's name. We will provide advance notice of such changes when required by Law.
Card Activity Limits Maximum Card Activity Limits Maximum
Cash Withdrawals (AMT) - Daily ** May not exceed $510 Purchases - Daily May not exceed $2,500
Bank Teller Withdrawal - Daily ** May not exceed $10,000 Card to Card - Daily May not exceed $300
**The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawal.

States Where the Align Visa® Prepaid Card is not offered***

Connecticut Delaware
New Hampshire New York
Rhode Island Vermont
***If you move to one of these states your card may be closed and any remaining balance will be returned to you. States subject to change.